When you make any important decisions in regards to large purchases, or events like going back to school, you need to know what shape your finances are in. The best way to know where you stand is to find out your credit report information. Your credit report information contains everything a lender needs to know about your financial history. This information includes if you have been late on your bills, who you owe money to, and if you have defaulted on other loans. They will use this to determine if they wish to lend you money, or what interest rate they will give you on your loan. More on Keep Track Of Your Credit Report Information