When I went into debt, I went into panic mode. There is no other way to describe it. I could not eat. I could not sleep. I could not get a moments rest. Almost every single dollar that I received went to pay off my debts. I tried all manner of online debt consolidation, but nothing worked. There just wasn't enough money coming in. Finally, I got a debt consolidation mortgage loan. That was the turning point. More on A Debt Consolidation Mortgage Loan Really Helped Me With My Debts